Our fees for a leasehold residential property re-mortgage are set out in the Fee Schedule and cover the essential conveyancing steps that will need to be taken on a typical  leasehold residential property re-mortgage by a single natural person.

Our fees as set out in the Fee Schedule include all of the items specified in the Key stages of the transaction below. If you proceed to instruct us, this will be the scope of work that will be set out in our letter of engagement.

Our fees assume that:

  • this is a standard transaction, concluded in a timely manner and that no unforeseen, unusual or additional matters arise, for example a defect in title which requires remedying, or the preparation of additional documents ancillary to the main transaction;
  • this is a mortgage of an existing leasehold title and it does not involve the grant of a new lease;
  • the transaction involves only registered land;
  • all parties to the transaction are UK based, are co-operative and there is no unreasonable delay from third parties providing documentation.

Additional fees will apply for any unforeseen, unusual or additional elements required in the transaction. We have specified the more common elements which are likely to arise in the Table of Supplemental Fees and for which we have been able to allocate an additional fixed charge.

Example fees for a single leasehold re-mortgage, property value £300,000, no landlord consent:

Conveyancer's fees £1700

Search costs and disbursements (inclusive of VAT) (best estimate) £672

VAT (best estimate) £340

Land Registry fees £45

Total fees and disbursements £2,757


Disbursements are costs related to your matter that are payable to third parties, such as search fees. We handle the payment of the disbursements on your behalf to ensure a smoother process.

We use a National Land Information Service licensed supplier to obtain our search results from a wide range of sources (local authorities, water authorities and others). A fee is payable (plus VAT) each time we use this service which we will add to the search costs payable by you.

We set out below the estimated search costs (inclusive of VAT) which are likely to arise on a standard transaction, assuming that basic searches are undertaken, with the higher cost applied where there is a range of costs, as follows:

Local authority search: £480

Drainage and Water search: £75

Chancel check: £26

Envirosearch residential: £63

Land Registry title, plan and lease: £9

Land Registry Index map: £4

Mapping charge: £10

Pre-completion searches: £5

Total: £672

Disbursements will also include a fee payable to the Land Registry for the registration of the mortgage after completion. Land Registry fees are based on a scale relevant to the value of the property and type of registration required. We have included the relevant scale fee in our Fee Schedule for that value of property assuming a simple electronic application for registering a mortgage.

There are certain disbursements which may need to be incurred which will be unknown at the outset of a transaction and which cannot be estimated in advance. These include (without limitation), additional title documents that are required, travel and courier charges, search fees specific to the property or the location of the property, amounts which may need to be paid under the lease to facilitate the transaction, such as landlord/managing agents fees for obtaining additional building management information, landlord consents and/or lease registration fees and fees payable to a local authority for the provision of planning information and documents.

Other possible purchase costs

Notice of Charge fee – this fee is set out in the lease. Often the fee is between £5 to £50 plus VAT.

Deed of Covenant fee – this is a fee charged by a landlord/management company for dealing with a deed of covenant where required under a lease. Often it is between £100 to £200 plus VAT.

Certificate of Compliance fee - this is a fee charged by a third party, often landlord/management company, for providing a certificate of compliance with a title Restriction. Often it is between £100 to £300 plus VAT.

These costs vary from property to property and can on occasion be significantly more than the ranges given above. We can give you an accurate figure once we have sight of your specific documents.

Key stages of the transaction

  • Receiving your instructions, carrying out a conflict check, preparing and sending to you our standard letter of engagement, opening a file and receiving from you your identification documents to satisfy our anti-money laundering obligations;


  • If your lender is to be separately represented making initial contact with the lender's solicitors and ascertaining their requirements in the transaction;


  • Submitting standard property searches, applying to third parties for copy documents if needed;


  • Reviewing the lease and obtaining and reviewing the management and service charge information for the building;


  • Reviewing search results;


  • Reviewing any existing tenancy agreements subject to which the Property will be mortgaged;


  • Reporting to you on any identified defects or issues;


  • Reviewing your mortgage offer, checking any unusual conditions with you, reporting to your lender (or to your lender's solicitors) any matters which need to be referred to them under the UK Finance Mortgage Lenders' Handbook;


  • Preparing and submitting certificate of title to your lender (or your lender's solicitors), dealing with their pre-completion requirements, finalising net mortgage advance and requesting and receiving your mortgage advance;


  • Considering the requirements for redemption and discharge of any existing mortgage(s) and obtaining the necessary undertakings/releases;
  • Carrying out pre-completion searches;


  • Completing and registering the mortgage at the Land Registry (and Companies House if relevant) and dealing with other routine post completion matters including registration of the charge with the landlord;


  • Reporting to you once registration is completed and accounting to you for any surplus monies on account.

TLT Fee Schedule – residential leasehold re-mortgage

The fees1  specified in this table are all exclusive of VAT and disbursements.

Property value

TLT fees

Land Registry Fees

Up to £200,000



£200,001 - £400,000



£400,001 - £500,000



£500,001 - £800,000

(value - £500,000) x 0.15% + £2,000


£800,001 - £1,000,000

(value - £800,000) x 0.15% + £2,500


£1,000,001- £2,000,000

(value - £1,000,000) x 0.05% + £2,950


£2,000,001 - £3,000,000

(value - £2,000,000) x 0.05% + £3,750


Above this – fixed fee estimate as agreed with you or hourly rates subject to a minimum fee of £4,250


1.Discounts to our published fees may be available by agreement where we can resource work at a more junior level and/or from one of our regional offices.

Table of Supplemental fees

The fees specified in this table are all exclusive of VAT and disbursements.Supplement where lease requires a deed of covenant



Fee for remitting money by telegraphic transfer


Supplement where mortgagee is to be separately represented


Supplement for dealing with licence to charge where there is a requirement for landlord's consent to charge in the lease


Supplement where lease is defective and a deed of variation is required


Supplement where title is subject to a Restriction that needs to be satisfied or removed on completion


Supplement where lease requires a deed of covenant


Supplement for new builds


Supplement for a first registration of unregistered land at the Land Registry


Supplement where an indemnity insurance policy is required


Supplement for review of an existing tenancy agreement where property is let (per agreement)


Supplement for advice on rectifying non-compliance with pre-letting requirements and tenancy deposits where property is let


Supplement for review of licence where property is a licensed House in Multiple Occupation (HMO)


Supplements where buyer is a corporate entity

Companies House review


Review of board minutes/resolutions


Preparation of board minutes/resolutions


Review of Director loan requirements and loan agreements


Obtaining letters of non-crystallisation from other lenders (per lender)


Obtaining deeds of release from other lenders (per deed)




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