Associate

Manisha is a contentious lawyer specialising in financial services disputes.
She acts for banks and lenders (as Claimant and Defendant), as well as advising on a wide range of asset, motor and consumer finance matters including:
- Contentious and/or complex recoveries (consumer and B2B lending)
- CCA disputes, including defending claims under section 75 and section 140 Consumer Credit Act 1974.
- Misrepresentation and breach of contract claims.
- Title disputes.
- Satisfactory quality disputes.
- Guarantor claims and defences.
- Data breach claims.
Experience
- Acting and advising on motor finance commission claims.
- Secondment to a lender as the sole legal adviser for contentious consumer matters, providing support on day-to day legal queries, regulatory compliance and FOS matters.
- Assisting and obtaining injunctive relief, including immediate delivery up orders and a freezing order following fraudulent credit applications.
Related sectors
Financial Services
Related services
Banking & Finance
Dispute Resolution
Insights & events

UK Regulatory Initiatives Grid – May 2026: what financial services firms need to know now

HMT’s policy statement on Consumer Credit Act 1974 reform: Insights for a future-ready consumer credit regime

New operational incident reporting rules for banks and CRR firms: What you need to do before March 2027

New FCA operational incident reporting rules: What core or limited SMCR firms need to do now

New FCA rules on operational incident reporting: What enhanced SMCR firms need to know

New operational incident reporting rules for payment service providers: What you need to do before March 2027

CDR in 10 practical points: Restrictive covenants and misuse of confidential information

Consumer Duty: from frameworks to outcomes – 12 priority focus areas for regulated firms

The Procurement Act 2023 and the changes for automatic suspension in practice

FCA consults on overhaul of consumer credit financial promotion rules

SFO secures £10m DPA – what this means for corporates

Crime and Policing Act 2026: Expansion of senior manager criminal liability

FCA Synthetic Data and Anti-Money Laundering project report: Key points for financial services firms

Contract management from a litigation perspective: Preparing for when things go wrong
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TLT acts for renewable energy developer on funding for two solar projects in Ireland
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tlt-advises-allied-irish-bank-on-completion-of-refinancing-investment-facility
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When good tax decisions go wrong: Governance, filing positions and HMRC scrutiny
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The fast and the curious: Empowering in-house lawyers to create business value

10 Key Points from the PSR Consultation APP Scams: Requiring reimbursement

European Access Plan: Your gateway to business in the EU

Important changes to insolvency law and creditor enforcement

Guide to the UK Government proposed reforms to the corporate insolvency regime

How competitors can work together to protect the economy and consumers from the coronavirus crisis

TLT Advises on Funding for Irish Solar Projects | TLT

TLT turbocharges UK-wide Banking team with high-profile partner hire

TLT acts for Pollen Street Capital on acquisition of Leonard Curtis

TLT continues growth of financial services regulatory team with appointment of new partner

TLT advises administrators appointed to rescue iconic Typhoo Tea

TLT settles phone hacking claim against MGN Limited

TLT acts for Agroberries in the acquisition of BerryWorld group

TLT advises Allied Irish Bank on completion of refinancing investment facility

TLT advises K3 Capital Group on acquisition of HMA Tax Limited

TLT highly commended for Litigation Team of the Year at The Lawyer Awards 2024

TLT partners with UK Finance on economic abuse report

TLT strengthens banking team with recruitment of Scottish banking heavyweight

TLT advises renewable energy company on funding partnership

TLT hires financial services regulation heavyweight to supercharge financial services offering

TLT advises financial services group on investment by Swedish wealth management advisers

Views on fintech - interview with Niels Pedersen, MMU
The Future Fund - one month on | Scale-up insights episode eight

Scale-up Insights episode six - Employee incentives

When good tax decisions go wrong: Governance, filing positions and HMRC scrutiny - Webinar

International Fintech Case Study: Brexit Contract Migration | TLT





















