Associate

Manisha is a contentious lawyer specialising in financial services disputes.
She acts for banks and lenders (as Claimant and Defendant), as well as advising on a wide range of asset, motor and consumer finance matters including:
- Contentious and/or complex recoveries (consumer and B2B lending)
- CCA disputes, including defending claims under section 75 and section 140 Consumer Credit Act 1974.
- Misrepresentation and breach of contract claims.
- Title disputes.
- Satisfactory quality disputes.
- Guarantor claims and defences.
- Data breach claims.
Experience
- Acting and advising on motor finance commission claims.
- Secondment to a lender as the sole legal adviser for contentious consumer matters, providing support on day-to day legal queries, regulatory compliance and FOS matters.
- Assisting and obtaining injunctive relief, including immediate delivery up orders and a freezing order following fraudulent credit applications.
Related sectors
Financial Services
Related services
Banking & Finance
Dispute Resolution
Insights & events

The PRS Database Regulations: what lenders, receivers and insolvency practitioners need to know before taking control of a tenanted property

FCA reviews payments firms' support for vulnerable consumers under Consumer Duty

FCA regulation is not a major barrier to SME finance – but challenges remain

AML reform is accelerating: what firms should take from the UK’s 2026–2029 strategy

Tightening the net: rising evasion risks and escalating penalties

The Failure to Prevent Fraud offence – one year on

Reflective loss won't save rogue directors: What minority shareholders need to know

October 2026 harassment reforms: why employers need to move from compliance to evidence

Open finance meets mortgages: the FCA sets out its vision – but the hard work starts now

Frontier AI and cyber resilience: what financial services firms need to know now

Consumer Credit Act 1974 (CCA) reform: summer recap

FOS confirms major overhaul of the complaints process – what firms need to know

Prime Way Care v Southwark: The first judgment on early disclosure under the Procurement Act 2023

FCA puts asset managers on notice: financial crime controls falling short

Tipping off under POCA: the first Court of Appeal authority arrives

HMRC Joint Liability Notices and personal liability exposure: a growing risk for directors and insolvency professionals
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The fast and the curious: Empowering in-house lawyers to create business value

10 Key Points from the PSR Consultation APP Scams: Requiring reimbursement

European Access Plan: Your gateway to business in the EU

Important changes to insolvency law and creditor enforcement

Guide to the UK Government proposed reforms to the corporate insolvency regime

How competitors can work together to protect the economy and consumers from the coronavirus crisis

TLT Advises on Funding for Irish Solar Projects | TLT

TLT turbocharges UK-wide Banking team with high-profile partner hire

TLT acts for Pollen Street Capital on acquisition of Leonard Curtis

TLT continues growth of financial services regulatory team with appointment of new partner

TLT advises administrators appointed to rescue iconic Typhoo Tea

TLT settles phone hacking claim against MGN Limited

TLT acts for Agroberries in the acquisition of BerryWorld group

TLT advises Allied Irish Bank on completion of refinancing investment facility

TLT advises K3 Capital Group on acquisition of HMA Tax Limited

TLT highly commended for Litigation Team of the Year at The Lawyer Awards 2024

TLT partners with UK Finance on economic abuse report

TLT strengthens banking team with recruitment of Scottish banking heavyweight

TLT advises renewable energy company on funding partnership

TLT hires financial services regulation heavyweight to supercharge financial services offering

Views on fintech - interview with Niels Pedersen, MMU
The Future Fund - one month on | Scale-up insights episode eight

Scale-up Insights episode six - Employee incentives
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International Fintech Case Study: Brexit Contract Migration | TLT



















