Financial Services Regulatory
We have strong Financial Services Regulatory experience covering strategic advice, investigations and enforcement.
Our contentious and non-contentious teams combine leading market experts, former regulators and senior in-house experience. We understand the industry and how regulators think.
Our services cover all aspects of regulatory needs, but here are some examples of what we offer:
- Legislative change implementation and compliance advice
- New and innovative product design, digitisation, simplification, policies and procedures, risk reviews, customer journeys and consumer duty assessments
- Supervisory inquiries including thematic reviews, attestations, whistleblowing, s166 skilled persons processes, enforcement and redress
- SMCR support, including training and advice to Boards
- Transactional support, including due diligence and change in control processes
- Authorisations, variation of permissions and new business set up
- Disputes and litigation support from recoveries litigation to strategic test cases, GLOs and judicial reviews.
Consumer finance
Contentious regulatory
Economic crime
General regulatory
Investigations
Mortgages & secured lending
Knowledge hub
AI
- EU AI Act Impact Assessment - 6 August 2025
- AI and the future of payments - 11 July 2025
- Agentic AI: A Short Introduction and Key Legal Considerations - 02 July 2025
- AI and financial crime - 27 June 2025
- Staying Ahead in the Age of Agentic AI - 25 June 2025
- Agentic AI and Data - 20 June 2025
- How is the FCA planning to regulate AI? - 20 May 2024
Bank accounts & deposits
- UK's anti-corruption strategy 2025: A clear call to action for business and government - 17 December 2025
- Gaps in Financial Crime Oversight in Corporate Finance Firm - 24 October 2025
- Combating Romance Fraud - FCAs Expectations - 23 October 2025
- Overview of new proposed draft EBA Guidelines - 23 July 2025
- UK strengthens protections against debanking - 25 June 2025
- PSR draft guidance on APP reimbursement - 25 July 2024
- PSR provisionally find that Visa and Mastercard face a lack of effective competition - 11 June 2024
- PSR letter on mandatory reimbursement implementation - 30 May 2024
- New APP fraud reimbursement scheme for CHAPS payments - 28 May 2024
- Legislative changes impacting payment account terms and processes - 15 May 2024
- A new framework for Open Banking - 24 April 2024
- FCA strengthens protections for customers in financial difficulty - 12 April 2024
- Consumer Duty: Guidance and implementation for closed products - 05 April
Consumer duty
- Recent FCA focus on insurance - 8 January 2026
- Digital design in customers' online journeys: FCA good practice and areas for improvement - 4 August 2025
- The FCA's expectations of outcomes monitoring under the Consumer Duty - 8 January 2025
- Updates to the Financial Crime Guide - 12 December 2024
- Consumer Duty: Guidance and implementation for closed products - 5 April 2024
Consumer finance
- FCA Consultation on Motor Finance Redress Scheme - 13 October 2025
- Digital design in customers' online journeys: FCA good practice and areas for improvement - 4 August 2025
- FCA Consultation on new rules for Deferred Payment Credit (unregulated Buy Now Pay Later) - Proposed approach to regulation (CP25/23) - 31 July 2025
- Consumer Credit Reform - What's coming next - 28 May 2025
- Consumer Credit - Product Sales Data Reporting - 24 June 2024
- FCA strengthens protections for customers in financial difficulty - 12 April 2024
- Consumer Duty: Guidance and implementation for closed products - 05 April 2024
Digital assets
General insurance
General regulatory
- OFSI Enforcement Process Reforms - 4 February 2026
- The Cyber Security and Resilience Bill: Understanding the UK's Legislative Response to Digital Threats - 26 Janaury 2026
- Non-financial misconduct: FCA draws the line – are you ready to lead on tackling misconduct? - 13 January 2026
- Recent FCA focus on insurance - 8 January 2026
- Simplifying the insurance rules - FCA's policy statement PS25/21 - 22 December 2025
- FATF Horizon Scan: AI & Deepfakes — Impacts on AML/CFT/CPF - 5 January 2026
- FCA Consultation on Motor Finance Redress Scheme - 13 October 2025
- Leeds Reforms: Consultation on FOS fee reform - 19 August 2025
- Digital design in customers' online journeys: FCA good practice and areas for improvement - 4 August 2025
- FCA Consultation on new rules for Deferred Payment Credit (unregulated Buy Now Pay Later) - Proposed approach to regulation (CP25/23) - 31 July 2025
- Leeds Reforms: Focus on the Financial Ombudsman Service and modernising the redress system - 24 July 2025
- Leeds Reforms: FS Sector Strategy: Cross-Cutting Reforms and Speeding Up Regulatory Approvals - 24 July 2025
- Overview of new proposed draft EBA Guidelines - 23 July 2025
- Key points for your compliance teams on the new proposed draft EBA Guidelines - 23 July 2025
- Key points for your legal teams on the new proposed draft EBA Guidelines - 23 July 2025
- Tackling non-financial misconduct in financial services - 08 July 2025
- FCA Policy Statement: Enforcement Guide & Transparency Reforms - 30 June 2025
- US Department of Justice releases updated guidance on evaluating corporate compliance programmes - 10 October 2024
- PSR draft guidance on APP reimbursement - 25 July 2024
- Regulatory priorities for payment firms - 04 July 2024
- Consumer Credit - Product Sales Data Reporting - 24 June 2024
- PSR letter on mandatory reimbursement implementation - 30 May 2024
- New APP fraud reimbursement scheme for CHAPS payments - 28 May 2024
- Legislative changes impacting payment account terms and processes - 15 May 2024
- FCA strengthens protections for customers in financial difficulty - 12 April 2024
- Consumer Duty: Guidance and implementation for closed products - 05 April 2024
Contentious regulatory
- OFSI Enforcement Process Reforms - 4 February 2026
- Non-financial misconduct: FCA draws the line – are you ready to lead on tackling misconduct? - 13 January 2026
- FCA Consultation on Motor Finance Redress Scheme - 13 October 2025
- Supreme Court Judgment on Motor Commission - 2 August 2025
- Leeds Reforms: Focus on the Financial Ombudsman Service and modernising the redress system - 24 July 2025
- FCA Policy Statement: Enforcement Guide & Transparency Reforms - 30 June 2025
- Supreme Court sets out the test for where, in joint borrowing, a lender is on notice of potential undue influence - 05 June 2025
- FCA charges first individual with running a network of illegal crypto ATMs - 27 September 2024
- Regulatory priorities for payment firms - 04 July 2024
- Concerns raised over FCA's new approach to enforcement - 28 May 2024
- FCA anti-greenwashing rule - Managing regulatory and litigation risk - 14 May 2024
- FCA anti-greenwashing rule - Consultation responses highlight industry's concern to mitigate litigation risk - 23 April 2024
- A new approach - the FCA Enforcement Guide - 08 March 2024
Economic crime
- OFSI Enforcement Process Reforms - 4 February 2026
- FATF Horizon Scan: AI & Deepfakes — Impacts on AML/CFT/CPF - 5 January 2026
- UK's anti-corruption strategy 2025: A clear call to action for business and government - 17 December 2025
- Updated NCA SARs Best Practice Guidance (Nov 2025) - 11 December 2025
- From tick-box to culture: What the new SFO guidance means for organisations - 2 December 2025
- Gaps in Financial Crime Oversight in Corporate Finance Firms - 24 October 2025
- Combating Romance Fraud - FCAs Expectations - 23 October 2025
- Strengthening Trade Sanctions Compliance - Real World Lessons in Trade Sanctions Breach Detection - 22 October 2025
- Improving Civil Enforcement Processes for Financial Sanctions - 26 September 2025
- CPS and SFO: "Corporations must get their house in order"- 11 September 2025
- Unpacking the 2025 MLRs Amendments - 10 September 2025
- Navigating the UK's Economic Crime and Corporate Transparency Act - 1 September 2025
- Sanctions Digest: "De-listing cases" - challenges to sanctions designations - 7 August 2025
- FCA Guidance on PEPs - Finalised Guidance Summary - 22 July 2025
- HM Treasury's MLRs reform response- 18 July 2025
- AI and financial crime - 27 June 2025
- Cross-Government Sanctions Enforcement Review - 20 June 2025
- UK Finance Annual Fraud Report 2025- 19 June 2025
- SFO sets out route for businesses to avoid prosecution - 02 May 2025
- OFSI publishes financial services threat assessment report - 03 March 2024
- UK Finance publishes failure to prevent fraud guidance - 18 February 2025
- Adopting a system of financial rewards for whistleblowers in the UK - 19 December 2024
- Updates to the Financial Crime Guide - 12 December 2024
- Government issues failure to prevent fraud guidance - 07 November 2024
- Spotlight on the role of unlicensed cryptoasset exchanges in money laundering - 29 October 2024
- Reforms to APP fraud regulation: an update - 29 October 2024
- US Department of Justice releases updated guidance on evaluating corporate compliance programmes - 10 October 2024
- FCA charges first individual with running a network of illegal crypto ATMs - 27 September 2024
- FCA releases consultation on its approach to APP fraud - 17 September 2024
- Guidance on "reasonable cause to suspect" - 30 July 2024
- FCA calls on firms to improve treatment of Politically Exposed Persons - 19 July 2024
- The FCA - A smart way to tackle financial crime - 10 July 2024
- Court of Appeal decision - impact of international sanctions on obligations under letters of credit - 13 June 2024
- PSR letter on mandatory reimbursement implementation - 30 May 2024
- New APP fraud reimbursement scheme for CHAPS payments - 28 May 2024
- UK Finance Annual Fraud Report - 24 May 2024
- Legislative changes impacting payment account terms and processes - 15 May 2024
- FCA consults on updates to the Financial Crime Guide - 08 May 2024
- FCA warns firms on common failings they've found in financial crime controls - 08 March 2024
Mortgages & secured lending
- High Court Upholds Possession Order: Brocklesby Principle and Overriding Interests - 8 January 2026
- HM Treasury 2025 Mortgage Guarantee Scheme as FCA eases advice and affordability rules - 30 July
- PRA & FCA raise high LTI lending cap to £150M - 16 July 2025
- Supreme Court sets out the test for where, in joint borrowing, a lender is on notice of potential undue influence - TLT LLP - 05 June 2025
- PRA and FCA raise high LTI lending cap to £150M - 16 July 2025
- Court of Appeal considers Etridge in relation to hybrid mortgage advances - 18 April 2025
- FCA strengthens protections for customers in financial difficulty - 12 April 2024
- Consumer Duty: Guidance and implementation for closed products - 05 April
Payments
- UK's anti-corruption strategy 2025: A clear call to action for business and government - 17 December 2025
- Gaps in Financial Crime Oversight in Corporate Finance Firms - 24 October 2025
- Combating Romance Fraud - FCAs Expectations - 23 October 2025
- Overview of new proposed draft EBA Guidelines – 23 July 2025
- AI and the future of payments - 11 July 2025
- Key developments in Variable Recurring Payments - 25 June 2025
- Regulatory changes impacting the payments market - 25 June 2025
- Payments market update - 25 June 2025
- Payments - some key legal / regulatory updates for 2025 - 25 June 2025
- Digital wallets and big tech - 17 February 2025
- Reforms to APP fraud regulation: an update - 29 October 2024
- FCA releases consultation on its approach to APP fraud - 17 September 2024
- Regulatory priorities for payment firms - 04 July 2024
- EU proposals for new payment services legislation - 04 July 2024
- Payments market update - Summer 2024 - 12 June 2024
- PSR provisionally find that Visa and Mastercard face a lack of effective competition - 11 June 2024
- PSR letter on mandatory reimbursement implementation - 30 May 2024
- New APP fraud reimbursement scheme for CHAPS payments - 28 May 2024
- Legislative changes impacting payment account terms and processes - 15 May 2024
- A new framework for Open Banking - 24 April 2024
Pensions, Asset Management and Wealth Management
- Financial Services Reforms: Takeaways for SIPP and SSAS providers - 11 August 2025
Prudential
- Basel 3.1 PRA Policy Statement - Key Points and Implementation Dates - 22 January 2026
Leeds Reforms: Learn more
Related insights & events
Strengthening Trade Sanctions Compliance - Real World Lessons in Trade Sanctions Breach Detection
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