
Contentious regulatory

We’re recognised leaders in contentious regulatory risk advisory work in the sphere of retail financial services. In this area, we regularly advise firms on how to handle sensitive regulatory issues with a view to minimising the risk of enforcement action and operational disruption.
We‘re entrenched within the retail sector, meaning we have a deep understanding of the products and operations that are subject to regulatory scrutiny. Members of our team have also worked for regulators (including the FCA) and/or are compliance experts, meaning that we provide a practical layer beyond the black letter law. This is what sets us out from our competitors.
Our experience includes advising firms on how to navigate supervision inquiry and intervention, including section 166 reviews, thematic reviews and past business reviews, through to designing and delivering large scale remediation, redress and customer contact exercises.
We're well versed in developing both reputational protection and litigation tail management strategies, based upon lessons learned from our involvement in numerous regulatory interventions, litigation portfolios and common interest privilege groups.
We also provide practical advice on prevention in addition to response, with a particular focus on governance, systems and controls, policies and procedures and conduct and culture.
Our high-quality legal expertise is bolstered by our flexible resourcing models, dedicated LPM and Legal Analyst support and innovative tech solutions, all of which are designed to balance efficiency, cost and quality.
Experience
- Undertaking a KYC remediation programme for a cryptocurrency client based in Switzerland, following regulatory intervention.
- Managing a £400 million remediation and customer contact programme following Skilled Person findings into the treatment of SME customers.
- Providing advisory support to a number of firms in connection with a Skilled Person review concerning motor finance commissions.
- Board advisory support in connection with a Skilled Person review into financial crime systems, controls and transformation.
- A detailed past business review and remediation exercise following a Skilled Person Review in connection with the sale of interest rate hedging products.
- Conducting a past business review and redress exercise concerning defined benefit pension transfer activities.
Contacts
Related insights & events

Payroll providers and HMRC AML supervision: why registration is the easy part

Consumer Duty enforcement is here – 11 investigations and counting

FCA publishes landmark Mills Review into AI and retail financial services: what firms need to know

Consumer Duty: Distribution chains, manufacturer obligations and board reporting – what firms need to know

What the first three OFSI Settlements tell us about UK sanctions enforcement

FCA flags financial crime control gaps across insurance sector in new multi-firm review

Government announces once-in-a-generation overhaul of the home buying and selling system

FCA sets out research agenda that will shape regulation for the next five years

UK anti-money laundering rules overhauled: what financial services firms must do now

FCA consults on targeted mortgage rule reforms to support first-time buyers and underserved consumers

Access to banking services review: what financial institutions need to know before the 20 July deadline

FCA sanctions review: the regulator is becoming more proactive - and firms need controls that work in practice

PRA restates CRR definitions into PRA rulebook: what firms need to know before 1 January 2027

FCA formalises annual retail banking data reporting: what banks and building societies need to do now

The countdown begins: what cryptoasset firms must do now to secure FCA authorisation

UK Regulatory Initiatives Grid – May 2026: what financial services firms need to know now

TLT shortlisted at Financial Times Innovative Lawyers Europe Awards 2026

TLT strengthens sustainability pledge with continued commitment to Belmont

TLT secures back-to-back Manchester Legal Awards success with Litigation Team of the Year win

TLT secures same day consents for two major solar developments

TLT advises vehicle repair franchise on investment from Mobeus Equity Partners

TLT's International team for the IBA conference, Copenhagen

TLT advises solar and battery developer on sale of 26.37 MWp solar farm.

TLT advises Funding 365 on strategic acquisition by Balbec Capital

TLT advises PXN Ventures on investment into medical and industrial tech company

TLT places in The Times Top 50 for Gender Equality list for fourth consecutive year

TLT moves into cutting edge new Birmingham premises

Constant and Constant Greece (the international affiliate of TLT) advises Piraeus Bank S.A. on landmark Euronext Athens listing

TLT Future Energy team reaches new heights in Clean Energy Legal League Table

TLT Partner appointed as Co-Chair of major UK anti-fraud coalition

ESG in Action: Turning clauses into climate action with The Chancery Lane Project

ESG in Action: From nice to necessary: The business case for wellbeing

ESG in Action: Financing change and changing finance with Triodos Bank

The Balancing Act: Unblocking regeneration - public land, risk and delivery

ESG in Action: Working better with Working Families: Flexibility in the workplace

The Balancing Act: Regeneration by the community, for the community

ESG in Action: The future starts at school: Embedding sustainability early with The Green Britain Foundation

The Balancing Act: Regeneration beyond the contract

Energise2030: Developing energy projects for the long-term

The Balancing Act: Partnerships, trust and patient capital

ESG in Action: Inside the Government Legal Department’s social mobility agenda

ESG in Action: Climate resilience in real terms: Breaking sustainability silos with Santander

ESG in Action: Hospitality and sustainability working together for future successes

ESG in Action: Beyond returns: Inside the world of responsible investment

SMConnect Webinars: Practical Insight for leaders in SMCR roles

International Fintech Case Study: Brexit Contract Migration | TLT

UK Utilities Case Study: Employment Law and Brexit Planning | TLT

TLT oversees an international acquisition of a specialised South West business

TLT advises on the £90m sale of long-standing client's business

Advising a fast-growth eCommerce consultancy on a share capital sale and reinvestment

The Netherlands as a gateway to Europe: Five essential tax questions with TLT and Holla Legal & Tax

TLT’s Future Energy Women’s Network video series: Insights from women working across the future energy market

Bitesize ERA - Episode 6: Delivering change under the ERA reforms

Preparing for the Procurement Act 2023 - construction industry focus

Community, connection and collaboration - TLT and Forest Green Rovers FC




.png)





























