Senior Consultant
Graham's focus is on the mortgage industry and he advises banks, building societies and specialist lenders on mortgage related matters.
He brings over 20 years experience of working with the largest and most high profile UK lenders.
Graham has a particular focus in terms of the how lenders deal with those customers in financial difficulty. He regularly assists his clients with their strategic thinking and approach to arrears process and management having regard to their regulatory obligations.
Graham leads a team which acts for many of the UK’s mortgage lenders bringing proceedings for possession of property where a borrower is not maintaining their payments. His team then handles the sale of any repossessed property.
Graham joined TLT in 1999 and became a partner in 2005. He joined from an inhouse background and has completed secondments to financial institutions during his time at TLT ensuring that he keeps himself up to date with the requirements of his mortgage clients.
Jurisdiction: England & Wales
Experience
Related sectors
Financial Services
Banking lawyers - commercial, retail, private, clearing and digital-only banks
Specialist Lenders Lawyers - acting for specialist mortgage lenders, pay day lenders, peer-to peer lenders
Related services
Structured & speciality finance
Dispute Resolution
Mortgage litigation and recoveries
Regulatory
Insights & events
Force majeure: Conflicts, storms, battery fires - what businesses need to know
FCA AML supervision reform: what law firms, accountants and TCSPs need to do now
FCA money mules review: closing accounts is not enough
FCA Pure Protection Market Study: what firms need to know
FCA Pure Protection Market Study: Fair value findings - what firms need to do
The PRS Database Regulations: what lenders, receivers and insolvency practitioners need to know before taking control of a tenanted property
EU KIDS Act: Europe's plan to strengthen child online safety
FCA reviews payments firms' support for vulnerable consumers under Consumer Duty
FCA regulation is not a major barrier to SME finance – but challenges remain
AML reform is accelerating: what firms should take from the UK’s 2026–2029 strategy
Tightening the net: rising evasion risks and escalating penalties
Why CAP Code Rule 1.3 matters: Social responsibility in advertising
The Failure to Prevent Fraud offence – one year on
Export control enforcement: Lessons from the Airbus settlement
Reflective loss won't save rogue directors: What minority shareholders need to know
October 2026 harassment reforms: why employers need to move from compliance to evidence
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preparing-for-the-procurement-act-2023document-automation-for-in-house-legal
The fast and the curious: Empowering in-house lawyers to create business value
10 Key Points from the PSR Consultation APP Scams: Requiring reimbursement
European Access Plan: Your gateway to business in the EU
TLT acts for Pollen Street Capital on acquisition of Leonard Curtis
TLT continues growth of financial services regulatory team with appointment of new partner
TLT settles phone hacking claim against MGN Limited
TLT acts for Agroberries in the acquisition of BerryWorld group
TLT advises Allied Irish Bank on completion of refinancing investment facility
TLT advises K3 Capital Group on acquisition of HMA Tax Limited
TLT highly commended for Litigation Team of the Year at The Lawyer Awards 2024
TLT partners with UK Finance on economic abuse report
TLT advises renewable energy company on funding partnership
TLT hires financial services regulation heavyweight to supercharge financial services offering
TLT advises financial services group on investment by Swedish wealth management advisers
TLT continues expansion of future energy team with appointment of regulatory expert
Ainslie Benzie named Finance Rising Star of the Year at The Legal 500 Scotland Awards
TLT expands commercial dispute resolution team in Scotland
Views on fintech - interview with Niels Pedersen, MMU
The Future Fund - one month on | Scale-up insights episode eight
Scale-up Insights episode six - Employee incentives
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International Fintech Case Study: Brexit Contract Migration | TLT
Preparing for the Procurement Act 2023 - construction industry focus
Document automation for in-house legal teams | Contract management
