Senior Associate
Philippa acts for a broad spectrum of clients within the banking and financial services space.
She specialises in banking litigation, debt recovery and commercial litigation and appears at Sheriff Courts throughout Scotland.
She has been involved in several cross-jurisdictional projects on behalf of major financial institutions and has also worked in-house, offering a valuable perspective on litigation from a lenders viewpoint.
Jurisdiction: Scotland
Experience
- Defending PPI claims raised against Lloyds Banking Group entities in English courts. Involves; preparing defences, witness statements, disclosure documentation, instructing counsel, liaising with claimant law firms, and taking instruction from/reporting to clients.
- Secured debt-recovery: defended litigation before Sheriff Courts in Scotland regarding repossession of heritable property for a variety of lender clients. Involves; preparing defences, written submissions, liaising with clients and solicitors/party litigants, appearing at court hearings, liaising with clients.
- Project Saphire: remediation project, involved assessing and responding to complaints from RBS SME customers in relation to fees/charges and general conduct of its Global Restructuring Group.
Related sectors
Financial Services
Related services
Banking & Finance
Insights & events
Crime and Policing Act 2026: Expansion of senior manager criminal liability
FCA Synthetic Data and Anti-Money Laundering project report: Key points for financial services firms
SM&CR reform: HM Treasury announces Senior Managers and Certification Regime reforms
FCA's findings on Customer Due Diligence processes and controls: Good and poor practices
FCA and PRA publish final rules on operational incident reporting: firms have to ready by 18 March 2027
FCA finalises Phase 1 SM&CR reforms: what firms need to do now
PRA publishes Phase 1 SM&CR reforms: What firms need to know now
FCA puts inactive appointed representatives under the microscope
SFO publishes business plan for 2025-26: Geared for the future
FCA sets expectations for stronger outcome‑focused governance in Year 3 Consumer Duty board reporting
FCA's guidance on targeted support in consumer segment design: considerations for firms
The Bank of England and PRA set out plans for safe AI innovation: What firms need to know
The FCA highlights the due diligence risks for firms when dealing with unregulated lenders
FCA regulatory priorities 2026: Cross-sector themes and what they mean for firms
UK Government strengthens AML and crypto controls through the Money Laundering and Terrorist Financing (Amendment) Regulations 2026
UK Supreme Court confirms broad reach of Russia sanctions and suspends payment obligations under letters of credit
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The fast and the curious: Empowering in-house lawyers to create business value
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European Access Plan: Your gateway to business in the EU
Important changes to insolvency law and creditor enforcement
Guide to the UK Government proposed reforms to the corporate insolvency regime
How competitors can work together to protect the economy and consumers from the coronavirus crisis
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TLT acts for Pollen Street Capital on acquisition of Leonard Curtis
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TLT highly commended for Litigation Team of the Year at The Lawyer Awards 2024
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TLT advises financial services group on investment by Swedish wealth management advisers
Ainslie Benzie named Finance Rising Star of the Year at The Legal 500 Scotland Awards
Views on fintech - interview with Niels Pedersen, MMU
The Future Fund - one month on | Scale-up insights episode eight
Scale-up Insights episode six - Employee incentives
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Document automation for in-house legal teams | Contract management
