Senior Associate

Philippa acts for a broad spectrum of clients within the banking and financial services space.
She specialises in banking litigation, debt recovery and commercial litigation and appears at Sheriff Courts throughout Scotland.
She has been involved in several cross-jurisdictional projects on behalf of major financial institutions and has also worked in-house, offering a valuable perspective on litigation from a lenders viewpoint.
Jurisdiction: Scotland
Experience
- Defending PPI claims raised against Lloyds Banking Group entities in English courts. Involves; preparing defences, witness statements, disclosure documentation, instructing counsel, liaising with claimant law firms, and taking instruction from/reporting to clients.
- Secured debt-recovery: defended litigation before Sheriff Courts in Scotland regarding repossession of heritable property for a variety of lender clients. Involves; preparing defences, written submissions, liaising with clients and solicitors/party litigants, appearing at court hearings, liaising with clients.
- Project Saphire: remediation project, involved assessing and responding to complaints from RBS SME customers in relation to fees/charges and general conduct of its Global Restructuring Group.
Related sectors
Financial Services
Related services
Banking & Finance
Insights & events

UK Regulatory Initiatives Grid – May 2026: what financial services firms need to know now

HMT’s policy statement on Consumer Credit Act 1974 reform: Insights for a future-ready consumer credit regime

New operational incident reporting rules for banks and CRR firms: What you need to do before March 2027

New FCA operational incident reporting rules: What core or limited SMCR firms need to do now

New FCA rules on operational incident reporting: What enhanced SMCR firms need to know

New operational incident reporting rules for payment service providers: What you need to do before March 2027

Consumer Duty: from frameworks to outcomes – 12 priority focus areas for regulated firms

FCA consults on overhaul of consumer credit financial promotion rules

SFO secures £10m DPA – what this means for corporates

Crime and Policing Act 2026: Expansion of senior manager criminal liability

FCA Synthetic Data and Anti-Money Laundering project report: Key points for financial services firms

SM&CR reform: HM Treasury announces Senior Managers and Certification Regime reforms

FCA's findings on Customer Due Diligence processes and controls: Good and poor practices

FCA and PRA publish final rules on operational incident reporting: firms have to ready by 18 March 2027

FCA finalises Phase 1 SM&CR reforms: what firms need to do now
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TLT acts for renewable energy developer on funding for two solar projects in Ireland
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When good tax decisions go wrong: Governance, filing positions and HMRC scrutiny
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The fast and the curious: Empowering in-house lawyers to create business value

10 Key Points from the PSR Consultation APP Scams: Requiring reimbursement

European Access Plan: Your gateway to business in the EU

Important changes to insolvency law and creditor enforcement

Guide to the UK Government proposed reforms to the corporate insolvency regime

How competitors can work together to protect the economy and consumers from the coronavirus crisis

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TLT turbocharges UK-wide Banking team with high-profile partner hire

TLT acts for Pollen Street Capital on acquisition of Leonard Curtis

TLT continues growth of financial services regulatory team with appointment of new partner

TLT advises administrators appointed to rescue iconic Typhoo Tea

TLT acts for Agroberries in the acquisition of BerryWorld group

TLT advises Allied Irish Bank on completion of refinancing investment facility

TLT advises K3 Capital Group on acquisition of HMA Tax Limited

TLT highly commended for Litigation Team of the Year at The Lawyer Awards 2024

TLT partners with UK Finance on economic abuse report

TLT strengthens banking team with recruitment of Scottish banking heavyweight

TLT advises renewable energy company on funding partnership

TLT hires financial services regulation heavyweight to supercharge financial services offering

TLT advises financial services group on investment by Swedish wealth management advisers

Ainslie Benzie named Finance Rising Star of the Year at The Legal 500 Scotland Awards

Views on fintech - interview with Niels Pedersen, MMU
The Future Fund - one month on | Scale-up insights episode eight

Scale-up Insights episode six - Employee incentives

When good tax decisions go wrong: Governance, filing positions and HMRC scrutiny - Webinar



















