Josh Goucher

Recognised as a key lawyer in the Legal 500, Josh is described as "extremely thorough" and is highly recommended by his clients. Josh is praised for "thinking outside of the box" and delivers pragmatic, commercially focused advice.

Josh has extensive experience advising on high value claims and portfolios relating to FS regulation, data breaches, repossession, title rectification, fraud and discrimination. Josh is the lead junior on a number of high-profile claims, including significant group actions arising from one of the largest cyber incidents in the UK.

Josh has considerable contentious regulatory experience, having supported clients on s.166 and past business reviews, regulatory engagement and enforcement, project and investigation management, and remediation and redress schemes. Josh has advised clients on some of the most sensitive and impactful matters including regulatory intervention into the motor finance market, consumer duty and high-profile whistleblowing disclosures.

Josh is the lead junior within the Financial Regulation and Disputes team, which has been awarded Litigation Team of the Year at the Manchester Legal Awards for two consecutive years.

Jurisdiction: England & Wales

• Acting for a global regulated firm in relation to one of the UK’s largest cyber incidents. Advising on strategic response to group litigation (defending c.40,000 claims in a series of group actions) and enforcement action involving multiple regulators.
• Defended a commercial bank in a £40m claim which alleged fraud and various regulatory breaches, resulting in the dismissal of the claim.
• Advising a global regulated firm on its data management framework and remediation programme, whilst managing litigation risk and supporting regulatory and third-party engagement.
• Acted for a retail bank on a sensitive whistleblowing investigation concerning the conduct of senior management.
• Acted for a retail bank in relation to a s.166 review relating to the motor finance market and advising on industry wide consultation, litigation risk and remediation activity.
• Project managed a large cross jurisdictional title rectification project.
• Seconded to a retail bank to support a large-scale past business review and engagement with the regulator (and appointed investigator).
• Seconded to a global regulated firm to support crisis management and response in the aftermath of a significant cyber incident, including managing a root cause review, which formed the basis of a remediation scheme.