Rachel Smith

Partner

Rachel provides legal advice on property finance, property acquisitions & disposals, title rectification and recoveries matters.

Recent experience includes advising Aviva, Yorkshire Building Society, Hampshire Trust Bank and other institutional lenders on their commercial investment and buy-to-let secured lending portfolios. She also acts for a number of leading financial institutions on recoveries and complex title rectification.

She has also acted for a number of lenders in relation to the drafting of their security and instruction documentation packs.

Jurisdiction: England & Wales

Experience

Manchester

+44 (0)333 006 1799

Email me

Marcus Tullius

Managing Partner

Marcus Tullius

Managing Partner

Related sectors

Financial Services

Related services

Real estate

Real estate asset management

Real estate finance and recoveries

Insights & events

Insight

December 2, 2025

From tick-box to culture: What the new SFO guidance means for organisations

Insight

December 2, 2025

Renters' Rights Act 2025: A guide for Insolvency Practitioners and Fixed Charged Receivers

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Insight

November 13, 2025

Sanctions enforcement action

Insight

November 11, 2025

The Employment Rights Bill Shaping the details through four new consultations

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Insight

November 10, 2025

Tax in the Financial Services Sector 2025: Dealing with historic tax issues

Insight

October 24, 2025

Gaps in Financial Crime Oversight in Corporate Finance Firms

Insight

October 23, 2025

Combating Romance Fraud - FCAs Expectations

Insight

October 22, 2025

Strengthening Trade Sanctions Compliance - Real World Lessons in Trade Sanctions Breach Detection

Insight

October 13, 2025

FCA Consultation on Motor Finance Redress Scheme

Insight

October 6, 2025

Tax in the FS Sector 2025 - VAT focus

Insight

September 26, 2025

Improving Civil Enforcement Processes for Financial Sanctions

Insight

September 12, 2025

A cautionary tale on professional indemnity insurance and insolvent professionals

Insight

September 11, 2025

CPS and SFO: "Corporations must get their house in order"

Insight

September 10, 2025

Unpacking the 2025 MLRs Amendments

Insight

August 28, 2025

Competition Appeal Tribunal dismisses second subsidy control challenge

Insight

August 21, 2025

The role of lenders in the transition to employee ownership

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Publications

February 13, 2025

M&A Market Monitor 2025

Publications

May 16, 2024

TLT AI Navigator | Steering you through the legal AI landscape

Publications

March 14, 2023

The land use challenge: creating a system to deliver net zero

Publications

December 8, 2022

SIPP & SSAS round-up - Winter 2022

Publications

December 1, 2022

Pensions Ombudsman update - December 2022

Publications

November 24, 2022

Electric vehicle charging infrastructure: The outlook in Northern Ireland

Publications

November 9, 2022

The fast and the curious: Empowering in-house lawyers to create business value

Publications

October 5, 2022

Driving demand - EVCI funding and development opportunities

Publications

October 4, 2022

10 Key Points from the PSR Consultation APP Scams: Requiring reimbursement

Publications

July 1, 2022

SIPP & SSAS round-up - Summer edition 2022

Publications

February 16, 2022

Retail Risk Outlook 2022

Publications

December 22, 2021

Guide to lending and taking security in Scotland

Publications

December 9, 2021

Levelling the playing field for green finance

Publications

November 24, 2021

Evolving Cities: How are social values influencing our workplaces?

Publications

September 14, 2021

Securing the UK's role as a green financial hub

Publications

August 16, 2021

Evolving Cities Reimagining retail and leisure

News

August 22, 2025

TLT acts for Pollen Street Capital on acquisition of Leonard Curtis

News

May 19, 2025

TLT grows real estate offering with appointment of commercial expert

News

March 18, 2025

TLT continues growth of financial services regulatory team with appointment of new partner

News

February 4, 2025

TLT adds 29 lawyers creating one of the largest practices of its kind in the UK

News

October 2, 2024

TLT acts for Agroberries in the acquisition of BerryWorld group

News

September 5, 2024

TLT advises Allied Irish Bank on completion of refinancing investment facility

News

July 12, 2024

TLT advises K3 Capital Group on acquisition of HMA Tax Limited

News

June 21, 2024

TLT highly commended for Litigation Team of the Year at The Lawyer Awards 2024

News

May 16, 2024

TLT partners with UK Finance on economic abuse report

News

April 24, 2024

TLT advises renewable energy company on funding partnership

News

March 19, 2024

TLT hires financial services regulation heavyweight to supercharge financial services offering

News

March 11, 2024

TLT supports on sale of Belfast City Centre ETAP Hotel

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News

January 23, 2024

TLT completes acquisition for Aryza Group

News

January 22, 2024

TLT advises financial services group on investment by Swedish wealth management advisers

News

December 6, 2023

Ainslie Benzie named Finance Rising Star of the Year at The Legal 500 Scotland Awards

News

September 22, 2023

TLT grows housing and regeneration team with appointment of legal director

Podcast

25 July 2025

Financial Horizons Podcast

Podcast

05 June 2023

ESG in leases going beyond the E

Podcast

20 December 2021

Five new challenges with returns to work

Podcast

22 October 2021

Green mortgages

Podcast

19 April 2021

Employment Law Focus: Technology

Podcast

30 March 2021

Views on fintech - interview with Niels Pedersen, MMU

Podcast

17 June 2020

The Future Fund - one month on | Scale-up insights episode eight

Podcast

20 April 2020

Scale-up Insights episode six - Employee incentives

Podcast

04 September 2019

Employment Law Focus Podcast - Burnout & workplace stress

Podcast

24 July 2019

AI: a new frontier? GDPR, IP, ethics and more

Podcast

18 July 2019

Employment Law Focus Podcast - Summer issues

Webinar

14 November 2024

TLT and SNG webinar- autumn budget update

Webinar

25 November 2021

Electric Vehicle charging

Webinar

12 October 2021

How are social values shaping our cities?

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Client stories

05 October 2020

Case study: Part VII Transfer for Triodos Bank in response to Brexit

Client stories

05 October 2020

Advising an international fintech on Brexit preparations

Client stories

Addressing London's housing crisis with L&Q

Video

23 October 2025

AI in Financial Services: The Next Opportunity

Video

20 August 2025

25 Years of Partnerships discussions with senior leaders

Video

28 February 2024

BNG - TLT and Belmont Estate talk nature positivity

Video

24 November 2023

What does the next generation of our cities look like?

Video

21 November 2023

Issues and trends driving the shape of our cities: expert view from Savills & TLT

Video

05 February 2021

TLT’s Fintech School – trainee interview

Video

04 February 2021

Office, Retail, and City Centres - What does the future hold?

Video

04 February 2021

Aldersgate interview with TLT: clean energy generation

Video

04 February 2021

Aldersgate interview with TLT green finance

Video

06 January 2021

Evolving cities: Green finance

Video

14 December 2020

The social housing whitepaper - what changes are on the horizon?

Video

16 November 2020

Break notices: ensuring that the break is validly exercised

Video

12 November 2020

Happy Diwali 2020

Video

10 July 2020

The role of lawyers in product development

Video

28 February 2020

Open Banking Conference 2020: speaker highlights

Video

31 October 2019

Document automation for in-house legal teams | Contract management

Legal insights & events