Digital payments

We have a sophisticated understanding of the technology underpinning the payments process, borne out of working with leading UK acquirers and issuers to procure IT systems, outsourced card processing services and online payment gateways. We can advise on a range of cybersecurity and data compliance issues surrounding the digital payments process.

Experience

• Advising a payment services holding company on the regulatory side of the onshoring of the holding company of three UK FCA regulated Electronic Money Institutions.
• Advising a multinational credit card & payment services provider on its £multi-million global incentive arrangements with Visa Europe, including highly complex commercial and regulatory issues relating to statutory ring-fencing requirements.
• Advising a bank and payment services business on their data and API strategy following regulatory changes arising from PSD2 and Open Banking in the UK.